Welcome to Daily Legit Blog, If you’re looking for a way to stop loan app harassment on Android phones or iPhones ts then you are at the right place, it can be annoying to find yourself getting harassed and bombarded with automated phone calls from different loan providers to your contact. Some companies try to pressure you into completing their application process by calling you repeatedly, sometimes at odd hours of the day and night.
Now that you have got the loan and it is time to pay it back but due to some circumstances, you couldn’t pay your loan, the next thing to happen is for those loan company start messages and calling your contacts both family and friends, send message to your WhatsApp list in wish this against the rule and regulation of Google play store. Fortunately, if you have an iPhone or Android device, there are a few steps you can take to stop these phone calls once and for all.
Note: before we proceed, this is a piece of great advice to you, do not panic if you are in the state where this loan shark has been calling your contact, why this? simply because, most of your contacts also get loans without paying back, so just let you know that getting a loan is not a shame and sin.
step to stop loan app harassment
1. Don’t give a loan app to permission
When registering for a loan, please be aware that they may request permission to access your contacts. If you decline this permission, they may not be able to proceed with your request. By granting this permission, they will have access to view all your contacts at that stage.
what to do?
If you have already granted them permission, you can follow these 3 steps to revoke it:
- Go to your phone and find the app in question
- Long-press the app icon to reveal the app info
- In the app info section, find the permissions settings
Now, you can deny or revoke all the permissions for the app.
2. Stop the loan app for calling your No
To prevent unwanted calls and harassment on your phone, you can use the TrueCaller app. This app will automatically identify any loan-related phone numbers as spam and block them automatically.
How to set it?
To set up TrueCaller to block calls from a loan app, follow these 5 simple steps:
- Install the TrueCaller app on your phone if you haven’t already.
- Launch the app and complete the registration process.
- Go to the settings within the app.
- Look for the “Block Spam Calls” option and open it.
- Set it to automatically block spam calls.
By following these steps, TrueCaller will help automatically stop spam calls, including those from the loan app.
3. Stop the loan app to access your contact.
The safest way to maintain your privacy in this situation is to hide your contact book before opening the loan app for registration. When you hide your contact book, the app can access your contacts, but it will appear empty as it won’t display any personal or family numbers saved on your phone. After you’ve completed the registration process, you can then deny the loan app access to your contacts and update your contact book as needed. This approach helps protect your personal information and ensures that the loan app only accesses the information you’re comfortable sharing.
How to hide your contact
Hiding your contacts isn’t a built-in feature, but you can achieve a similar effect by moving all your contacts to your Gmail account. Here’s how you can do it:
To Move your contacts to your Gmail account:
- Open your phone’s contact app.
- Go to the settings or options menu.
- Look for an option to export or move contacts.
- Choose to move or export your contacts to your Gmail account.
Confirm that your contacts have been successfully moved to Gmail, now Remove your Gmail account from your phone by following bellow step
- Go to your phone’s settings.
- Find the “Accounts” or “Accounts & Sync” section.
- Select your Gmail account and choose to remove it from your device.
As a result, your phone’s contact book will appear empty because the contacts are now stored in your Gmail account. If you re-add your Gmail account to your phone, your contacts will be restored.
This method allows you to control which apps have access to your contacts, and you can easily manage them through your Gmail account.
4. stop loan app for access your bank account
No loan app can withdraw money from your account using your BVN (Bank Verification Number) except your bank. Even for your bank to access your account, they would need to take extra security measures. The only thing these loan apps can use to access your account is the information on your ATM card. To prevent them from accessing your bank account, you can block your ATM card
An loan app that continues to call you after you decline it can be annoying, especially if it’s not a company you want to hear from. To stop these kinds of annoying calls and texts on Android, head into Settings, then tap Apps & Notifications. Next, select App to infuse Block forever or Block on this device only
Once you start receiving spammy calls, it’s easy to want to block them entirely. However, blocking a number will typically flag it as a spammer and prevent legitimate lenders from contacting you. That’s why we recommend instead choosing Block on this device only—this prevents spammers from reaching you but allows callers with whom you’ve had previous contact (such as with debt collectors) to reach you again. Most providers offer an online portal where you can check whether or not a number has been blocked; try searching Google for the Bank of America block list if that’s your provider.
Those are the loam apps that can harass you and your contacts if you fail to pay on time
Don’t forget to drop your comment and always check back as we drop tips on how to remove your bvn on loan app on this great platform look for an app called either Caller Name ID or Truecaller, depending on which app is giving you problems. Tap into that app and scroll down until you see a section marked as Permissions. There should be three different permissions that are checked: Internet Access, Read Contacts, and Receive SMS.